Take Advantage of Loan Pre-Qualification

The Advantages of Loan Pre-Qualification:

You will know how much house you can afford. 
✓ You will know how much cash you will need for the down payment.
Simplifies pre-approval. (The process for getting pre-approved is fairly simple. In what is usually a 15-minute phone call, the lender will ask you for some basic information and then will basically say, “Yes, you look like a good candidate for a loan from our institution.”)

A lot of things go into determining the price range of the homes you'll choose to consider—one of these is loan pre-qualification.

I’ll be happy to walk you through the pre-qualification process. For example, items typically considered when pre-qualifying for your mortgage loan include:
• Your Employment History
• Your Credit History and Scores
• Your Monthly Income and Expenses
There are many different types of loans to consider - Conventional, FHA, VA, Conventional (and even Bad Credit Loans). With my knowledge of the mortgage market, I'll help you make an informed decision as to the type of loan that will be most beneficial for you. 

I have excellent working relationships with every mortgage lender in Estes Park and many along the front range, and I can help you understand your options and match you with the lender best suited to your particular situation. 

 

If you'd like to hear what some of the people I've helped have to say, click here.

What would your ideal home look and feel like?

Let me help you find the home your head and heart envision and assure your interests are protected throughout the entire process. The more you share with me about what your dreams and realities entail, the better I can use my expertise to help you find exactly what you’re looking for. And if you don’t exactly know yet, that’s fine, too. I’ve developed this questionnaire to be sort of your sketchpad to explore with. Please feel free to elaborate on what your dreams look and feel like. Have fun and remember, you can always come back and erase and re-draw them any time you like. Note: This information will be held in strict confidence. It will be used solely to help me find what you’re looking for, without wasting your time.

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